© 2017 by Urban Mutual, SPC

All Californian loans are made or arranged pursuant to a California Finance Lenders Law license (Urban Mutual, SPC, CFL License No. 60DBO-82334). Urban Mutual, SPC makes business purpose loans only and does not originate or acquire owner-occupied residential mortgage loans. Information, rates, and pricing are subject to change without prior notice. All loans are subject to borrowers and underlying collateral meeting Urban Mutual, SPC’s then-current underwriting criteria. Other restrictions apply.

Ron Fountain

Ron Fountain - President and CEO

 

Mr. Fountain understands the complexities of real estate, mortgage lending and related financial instruments, and has an extensive background in various other industries. He served most recently as President of Intercontinental Capital Group, a multi-billion dollar mortgage banking group. He previously served as Head of Servicing and Chief Legal & Compliance Officer at Pacific Union Financial originating more than $10B in residential mortgages annually, and was a Managing Director at JP Morgan Chase. He has the foundation of both a CPA and a lawyer and brings a unique vantage point to his clients and partners. 

 

For more than a decade, Mr. Fountain has focused on the mortgage and financial services sectors with great success.  Mr. Fountain capitalized on opportunity in the financial markets through many platform and asset acquisitions; restructuring of several businesses, including insurance agencies, collection agencies, property management, and investment companies; and issuance of private and public debt, as well as initial public offerings.

 

Mr. Fountain was an integral part of a  turnaround of a large mortgage company that resulted in a $2B market cap public entity. Mr. Fountain has experience heading risk management for several financial product channels of a Fortune 100 world bank, and separately reengineered a $20 billion mortgage servicing platform.   

 

Mr. Fountain’s previous years of management, legal and finance/accounting experience have been in many sectors, including hospitality, real estate, mortgage, and medical. He has practiced with international law firms in several areas of law and business, including real estate, construction, and employment, bankruptcy, secured lending, creditor rights, intellectual property, structured and asset finance, mergers and acquisitions, securities, hospitality and private equity.